Home Equity Loans & Lines of Credit

Put your plans into action with Home Equity Loans & Lines of Credit.
Flexible funding
Choose a lump-sum loan or a revolving line of credit.
Everyday low rates
Our member-owned status makes it possible.
No pre-payment penalty
Pay off your loan or line whenever you wish.

Your financing options present opportunities.

Whether you have a home improvement project in mind, debt to consolidate, a wedding to plan, or any number of significant life situations, your home's equity can hold the key to affordable financing. With a HELOC or loan from Platinum Trust Bank, you choose how to access that equity.
Home Equity Loans
Receive your funds all at once and pay off your loan with a fixed rate that makes it easy to budget. 
Home Equity Lines of Credit
Open a line of credit and pay only for the funds you use. Once you repay, the funds become available again as a revolving line.
Put your equity to work.